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I found this 1964 cent with a dot... but it is not typically where the dot should be -just above the 9 at the bottom point of the leaf -, so this dot being higher, between the points, does it make it just a regular ol' cent? Thanks for any input.

Just a pin head size die chip. It will slowly enlarge with more strikes.
Not uncommon on chromium plated dies.

Thanks, it's what I figured. What is the hype with this 1964 dot... is it not exactly that? A pin-sized die chip? (although is a slightly different area) I don't really see it officially recognized as anything special, but folks are going crazy over it.

dot 1964 pennies it sold for a lot in 2018-2019 but now, an uncirculated certified one sell for a couple hundreds

just a die chip but offer and demand always right